Address 479 East Avenue
Chico, CA 95926
Phone (530) 895-1212
Fax (530) 342-4453
Access
appraisal/access
In most cases, lenders want the appraisal to reflect the "as is” status of the property. This means that the appraiser needs to have access to all areas of the home. Otherwise, the appraiser will need to make the appraisal "subject to” certain assumptions about areas the appraiser cannot access and the lender may refuse to make the loan. To facilitate access, you can:
  • Make sure that all rooms can be entered by the appraiser. For example, if some family members work nights and sleep days, arrangements will need to be made for the appraiser to view all rooms.
  • Ensure that appraiser has clean and dry access to crawlspaces and attics. Access doors must be opened so the appraiser can at least conduct a "head and shoulders” viewing.
  • Garages, storage areas, closets, basements, etc. all must be viewed by the appraiser.
  • The appraiser will be taking interior and exterior photographs